This week we show you the comments of two prominent, highly respected professors who have made the HECM program their specialty. The emphasis here is, thankfully, on education and the pros and cons. This is no advertisement for the reverse mortgage industry. It is expert analysis of the use of home equity in retirement, a topic that anyone who deals with the finances and home ownership of mature Americans needs to be conversant about. Almost 11,000 American baby boomers reach age 65 every day! Get a balanced perspective here.