Dr. Ben Carson, Secretary of HUD, gave heartfelt and inspiring comments about the HECM (reverse mortgage) program recently. He rightly pointed out that as the program developed from 1989 to present, changes were needed. He also pointed out that those changes have been made and the program is stronger, safer and more helpful to the population it is designed to serve. His comments are a very good view of the program in general. Please see his remarks here.